Posted by: Daryl & Wendy Ashby | May 4, 2010

Tips for First-Time Buyers


Being a first time home buyer is intimidating and a big life experience. Plus first time home buyers often don’t know where to begin.

We can help.

From mortgages, to home searches, in your best places to live and information on schools, we can give you the tools you need to move forward.

One of the first steps to being a first time home buyer is to get your financial house in order and make sure your credit is great. Once pre-approved for a mortgage, the home search process (the fun part) begins.

There are lots of styles of homes and a variety of neighborhoods from which to choose and you will want to explore the pro’s and con’s of each before settling on a particular home.

You can search for the home of your dreams online or you can look to a real estate agent who will act as your representative in the search and final negotiation of the best price possible.

The mortgage types for first time home buyers may be more difficult to get these days and the process can be intimidating. The form of mortgage and the rate guarantee should be established prior to hitting the road and actually looking at homes. It is our recommendation that you utilize the services of a mortgage broker, the likes of McCollom Mortgage Corp who are more than able to assist you over the phone or via e-mail. Their involvement in your life will make the required effort painless.

As a first time home buyer be sure to keep some things in mind before you settle down.

Is the neighborhood great?

Is the area appreciating?

Does your home have the room you need for family growth?

How is the job market in the area and how close are your favorite hot spots?

Once you find the right place, unpack and enjoy! Your first time home buyer experience is now complete


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